Stay Protected: Insightful Insurance Guidance

Insurance

AM Best Revises Outlooks to Positive for Hagerty Reinsurance Limited and Drivers Edge Insurance Company

OLDWICK, N.J.--(BUSINESS WIRE)-- AM Best has revised the outlooks to positive from stable and affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Ratings of “...

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5 Surprising Things You Didn’t Know Your Financial Advisor Could Do

Quick Read Financial advisors can assist with household budgeting and ongoing reviews as income or expenses ...

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Legal Storm Brews Over Insurers’ ‘Binding Restrictions | Insurify

Should you be able to buy homeowners insurance during a blizzard? Can you purchase flood insurance when you're ankle deep in water? Can you extend your auto policy's damage coverage when hail is fo...

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State Farm Cutting Auto Rates, Hiking Home Premiums in Louisiana | Insurify

State Farm has good news and bad news for Louisiana policyholders. It plans to cut car insurance rates and increase home insurance rates in the state, affecting more than 1,360,000 policyholders. ...

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Supply chain snags spike total auto loss claims

Supply chain snags spike total auto loss claims The automotive past offered predictability. A typical fender bender meant a repair, a short rental, and a completed claim with the car insurance pro...

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TRIPLE-I: HOMEOWNERS INSURANCE MARKET SHOWS EARLY SIGNS OF STABILIZATION AS POST-COVID INFLATION PRESSURES LEVEL-SET INTO 'NEW NORMAL' FOR RISK PRICING

The following information was released by the Insurance Information Institute: As rising premiums and tightening coverage options continue to strain household budgets, millions of U.S. homeowner...

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PointBridge Partners with Aspen to Launch Admitted Physicians Professional Liability Program

New program brings A rated admitted capacity and AI-enhanced underwriting to medical professional liability market HOUSTON--(BUSINESS WIRE)-- PointBridge, a leading managing general underwri...

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NAIC counters climate impacts with new working groups, risk dashboard

The National Association of Insurance Commissioners (NAIC) is retooling efforts to improve climate change modeling and be better prepared for its impacts on the insurance industry. That effort inc...

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Flood insurance costs are rising. Florida keeps paying, other states drop it

In spite of rising costs, Floridians aren’t ditching their flood insurance policies, a new study found. But the rest of the nation is dropping flood policies at a rate that could endanger the feder...

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The AI Fraud Onslaught: Synthetic Voice Attacks Cost Insurers and Customers Billions | Insurify

Automobile insurance fraud, which increases premiums for all drivers, was once almost entirely limited to staged accidents, forged documents, and identity theft. Many schemes involved large rings, ...

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OID and state lawmakers develop plans to address homeowner insurance costs

OKLAHOMA CITY — A comprehensive package of legislative policy proposals designed to provide Oklahomans with stronger consumer protections, enhanced transparency, and relief from rising homeowners i...

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Danette Beck of Astrus Insurance Solutions Selected as 2026 Hot 100 Award Winner by Insurance Business America

Honorees represent the top insurance industry leaders across all specialties and markets PASADENA, Calif.--(BUSINESS WIRE)-- Insurance Business America has named Danette Beck from Astrus Ins...

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My prescription costs what?! Pharmacists offer tips that could reduce your out-of-pocket drug costs

Out-of-pocket costs to fill prescriptions can vary widely. Malte Mueller/fStop via Getty ImagesEven when Americans have health insurance, they can have a hard time affording the drugs they’ve been...

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REPS. SALAZAR, CASTOR REINTRODUCE BIPARTISAN LEGISLATION TO LOWER FLOOD INSURANCE COSTS

The following information was released by the office of Florida Rep. Maria Salazar: Last week, U.S. Reps. MariaElviraSalazar (FL-27) and Kathy Castor (FL-14) reintroduced the Continuous Coverage...

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GROUPS CALL ON FLORIDA INSURANCE COMMISSIONER TO REFORM CITIZENS INSURANCE ARBITRATION PROCESS

The following information was released by Public Citizen: After revelations of deep flaws with Florida Citizens' Insurance's use of forced arbitration to resolve conflicts between Florida's insu...

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74% of small businesses underinsured as cyber claims hit $264K

SAN FRANCISCO, Calif. — December 16, 2025 — The median small business holds $12,100 in cash reserves while the average cyber insurance claim now costs $264,000, creating what MoneyGeek calls the "...

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Live near a stream on Oahu? See changes to flood insurance maps

Owners of thousands of properties along Oahu streams may be required to purchase flood insurance due to changes in the flood maps that show evolving risks. The city and state are assisting the Fed...

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What to know about insurance if your house flooded

A flooded home is overwhelming enough. Navigating flood insurance can make the situation even harder. Here are seven things you want to know if your home flooded. 1. Flood insurance is a separate...

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REPS. CASTOR, SALAZAR REINTRODUCE BIPARTISAN LEGISLATION TO LOWER FLOOD INSURANCE COSTS

The following information was released by the office of Florida Rep. Kathy Castor: Higher Costs of Flood Damage Due to Extreme Events like Hurricanes Helene and Milton Demand Solutions Washin...

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Which safety features actually lower your car insurance rate?

Which safety features actually lower your car insurance rate? For years, the promise has been clear: A safer car equals lower car insurance premiums. While this general rule holds true, the auto i...

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With Social Security Cuts Looming, Here’s How to Supplement Those Benefits With Guaranteed Income

Quick Read Social Security may cut retirement benefits by 21% starting in 2033 unless lawmakers come up with...

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