Housing

Down payments are getting smaller as buyers scoop up FHA, VA loans

As of April 2025, the typical U.S. homebuyer’s down payment was $62,468, down roughly 1% on a yearly basis and the first annual decline in nearly two years. That’s according to a new rep...

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Low-fee brokerage firms could give sellers considerable savings: CPC

Consumers listing a $400,000 property for sale could save up to $10,000 in broker fees by using a “low-fee” brokerage firm, according to a report published Monday by the Consumer Policy Center (CPC...

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Frank Martell moves on from loanDepot, takes CEO role at SmartRent

Former loanDepot CEO Frank Martell has officially moved on. SmartRent Inc., a provider of smart community technology solutions for the rental housing industry, on Monday announced that Martell will...

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Why Senior Housing Faces a Supply and Affordability Crisis

In “Mission Impossible: The Final Reckoning,” this summer’s hit blockbuster, a team of elite spies must save the world from several imminent disasters. However, in reality, the United States tod...

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Reverse pros on the importance of including seniors in mortgage industry plans

For a long time, data has suggested that older Americans are the largest cohort of homeowners — and increasingly, new homebuyers — in the U.S. But the mortgage industry has had issues adequately se...

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The ultimate guide to NMLS renewal for mortgage loan officers

Let’s be honest, renewing your NMLS license isn’t exactly the most thrilling part of being a mortgage loan officer. But if you miss your renewal deadline, you’ll find yourself on the sidelines and ...

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How A ‘Perfect Storm’ Is Unlocking Next Senior Living M&A Cycle

This story is part of your SHN+ subscription The senior living industry is awash in a “perfect storm” of low new supply, high demand, strong rent growth and continued occupancy gains. Th...

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Elevated mortgage rates aren’t discouraging homebuyers

Why aren’t home sales crashing as they did in 2022? Right now we have elevated mortgage rates, trade war uncertainty, rising property taxes and home insurance, terrible consumer confidence data and...

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Seattle housing market wrestles with crippling affordability concerns

On the surface, Seattle’s housing market looks like any other in the country. The inventory of single-family homes for sale is up substantially year over year. New listings are up slight...

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HUD signs agreement with South Korean housing finance agency to spur MBS investment

The U.S. Department of Housing and Urban Development (HUD) and Ginnie Mae on Friday signed a memorandum of understanding (MOU) with a South Korean housing finance authority, with the goal of increa...

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MBA, FHFA explore single credit report for mortgages

While the Federal Housing Finance Agency (FHFA) under President Joe Biden proposed a transition from a tri-merge to a bi-merge credit report system, the Mortgage Bankers Association (MBA) is now as...

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How Merrill Gardens is Raising the Bar for Senior Living Hospitality With Tech

Senior living operator Merrill Gardens is adopting new technology and finding new ways to engage residents, all in service of making assisted living more hospitality-focused. That’s accordin...

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First American: Rising costs squeeze homeownership for millions

The cost of owning a home in the U.S. has jumped sharply in recent years, reaching an average of more than $1,700 per month in 2023 — a 17% increase since 2020 — according to an analysis by First A...

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In Chicago, a reverse mortgage scammer left a lasting scar

Mark Diamond has been sentenced to 17 years in federal prison for his crimes against elderly homeowners, but the scars from the damage he inflicted across the Chicago metro area are still visible. ...

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Americans are divided over housing impacts of immigration, tariffs

A new Redfin survey reveals sharp divides among Americans over how immigration and tariffs are affecting housing affordability, reflecting a complex and politically charged landscape. Mo...

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Comfortable city living usually requires a six-figure salary

Homeownership in many of America’s largest cities now demands a six-figure salary to sustain a comfortable lifestyle — with some regions requiring more than $300,000 annually. A new anal...

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Luxury, loyalty, legacy: A winning formula for Jills Zeder Group

The Jills Zeder Group, a powerhouse in luxury real estate, has once again clinched the No. 1 spot in the 2025 RealTrends Verified rankings for large teams by sales volume — marking their fifth cons...

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Opendoor lays off 40 more workers amid ongoing struggles

Opendoor laid off 40 employees this week in a move the company called a “targeted restructuring,” as it continues to overhaul operations and reduce losses, according to internal communications obta...

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Homebuyer lawsuit against eXp dismissed on procedural grounds

One of the lawsuits brought by a Cleveland homebuyer against eXp Realty, parent company eXp World Holdings and its leadership was dismissed on Thursday. In a complaint filed in December ...

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HUD is light on reverse mortgage detail in justifications for budget request

Following the release of the president’s fiscal year 2026 “skinny” budget request — and a look at the White House’s performance expectations for the Home Equity Conversion Mortgage (HECM) program —...

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Evergreen Home Loans taps Walter Gallipeau to lead expansion in Texas

Evergreen Home Loans on Friday announced the appointment of Walter Gallipeau as its new area manager, marking the company’s expansion into Texas. Gallipeau confirmed the new role in a L...

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