Housing

More purchase and refinance applicants are considering ARMs, MBA says

Mortgage applications decreased 4.7% from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) weekly mortgage applications survey for the week ending October 3, 2025. ...

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With increased defaults, when is it prudent for servicers to record loan modifications?

A question we’ve received from clients with increased frequency is whether they can forgo recording their loan modification agreement in certain circumstances or jurisdictions without jeopardizing ...

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Radian’s playbook for AI: Governance, growth, and operational excellence

Behind the hype of generative AI lies a tougher reality for mortgage and real estate leaders: adoption is anything but easy. Compliance hurdles, hidden costs, and the risk of bias make success depe...

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Recruiting the same loan officer and expecting different results

Over the last 30 years in this business, I’ve seen a lot of loan officers come and go. I’ve seen managers get promoted, demoted, and disappear. I’ve seen companies rise, fall, rebrand, and recycl...

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Fifth Third buys Comerica in nearly $11B deal

Fifth Third and Comerica announced on Monday that they have signed a definitive merger agreement in an all-stock transaction valued at $10.9 billion, creating the nation’s ninth-largest bank with a...

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Texas housing inventory grows as sellers trim prices

Texas home sellers are facing a slower fall market as listings spend longer on the market and inventory rises across the state. More than 137,000 single-family homes are now active statewide, equal...

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Senior Living Dealbook: Jaybird Expands with Five Communities; AgeWell Solvere Living Expands Through Partnership

Transactions Jaybird expands with five communities Jaybird Senior Living has added five communities into its portfolio, each offering assisted living and memory care services. ...

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Kansas City Fed chair backs cautious approach on rates

Kansas City Federal Reserve Bank President Jeff Schmid said Monday that inflation remains above the Fed’s goal and backed current interest rate policy — even as the labor market cools and housing c...

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High Demand, Capital Market Improvements Signal More Active Senior Living Deal Market Ahead

Better senior living industry operating results have given investors more confidence to transact in 2025 as buyers and sellers shift away from deals driven more by market distress. That’...

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How Phoenix Senior Living, Pacific Retirement Services Raise the Bar for Senior Living Beverage Programs

Senior living residents of tomorrow aren’t only interested in upscale dining, they also want high-quality libations. How operators sling those drinks is shifting with the new generation. ...

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Equifax slashes VantageScore 4.0 pricing as FICO launches new reseller model

Equifax announced changes to its pricing strategy following Fair Isaac Corp. (FICO)’s rollout of a new program that allows tri-merge resellers to calculate and distribute its scores directly to mor...

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SMILE moments: the secret weapon for real estate agents to build lasting client relationships

When most people hear the word leadership, they picture brokers, managers or association executives. But here’s the truth: every real estate agent is a leader. You’re leading your business, your tr...

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Alleged loanDepot steering scheme detailed in amended court complaint

Borrowers have added new details in an amended complaint alleging that loanDepot engaged in a “sophisticated, years-long scheme” to steer customers into higher-rate loans to inflate its performance...

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Stellar MLS, Rhode Island’s State-Wide MLS announce data share

Real estate professionals in Rhode Island will now have access to listings in Florida thanks to a reciprocal data share agreement between Stellar MLS, the largest MLS in Florida, and State-Wide MLS...

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The best real estate software for 2025: 23 top picks for agents + teams

It’s hard to overstate how dramatically real estate software has changed over the last few years. We went from clunky, slow, and expensive CRMs to AI-powered video apps — seemingly overnight. While...

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All-cash home sales hold strong as high mortgage rates persist

With mortgage rates lingering above 6%, buyers with ready cash continue to dominate both the lowest and highest ends of the housing market. Roughly one-third of all home sales in the first ...

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Better, Xactus executives on balancing innovation with consumer needs

As the mortgage banking landscape evolves, industry leaders shared their approaches to playing offense as they try to balance new technology and a complex lending environment. At Housing...

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California FAIR Plan seeks insurance premium hike of nearly 36%

Homeowners in California might be facing a steep increase in their insurance costs. The California FAIR Plan, the state’s insurer of last resort, is seeking an average rate hike of 35.8%. If grante...

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Mortgage rates hold steady as shutdown enters seventh day

Mortgage rates have remained relatively stable in the past few days amid political turbulence, as the U.S. Congress has struggled to pass proposals to fund the government and end the shutdown, now ...

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Flueid launches enhanced title verification platform

Verification of title (VOT) and real estate data intelligence provider Flueid has launched a redesigned Flueid Pro — an all-in-one intelligence platform that turns property data into actionable ins...

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Douglas Elliman launches AI assistant app

Real estate agents brokered at Douglas Elliman are getting a new friend. Meet Elli AI, the brokerage’s AI assistant app. Announced Tuesday, the app is currently available to Douglas Ell...

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