Foundation Mortgage Offers July Pricing Incentive For Brokers

Florida-based lender Foundation Mortgage announced on Wednesday the launch of its Stars, Stripes & Submissions Broker Challenge — a limited-time pricing incentive for July that was created to reward brokers for delivering funded loans in June.

The promotion offers mortgage brokers the chance to earn exclusive pricing credits on eligible nonqualified mortgages (non-QMs) that are locked in July.

Brokers who closed and funded non-QM loans in June 2025 are automatically eligible to receive the following pricing incentives in July:

• 12.5 basis points for $250,000 to $399,000 in funded volume
• 25 bps for $400,000 to $749,000 in volume
• 37.5 bps for $750,000 or more in funded volume

In addition, any bank-statement loans of less than $750,000 that were funded in June will receive an extra 12.5 bps of discounts in July, up to a maximum of 37.5 bps total.

Pricing credits apply to eligible non-QM loans locked and funded between July 1-31.

“We wanted to recognize our brokers not just with recognition, but with real value,” said Marc Halpern, CEO of Foundation Mortgage. “They delivered outstanding production in June, and this promotion is our way of turning that momentum into margin. It’s fast, fair, and reflects our commitment to keeping brokers competitive in every market cycle.”

The incentives apply to all Foundation non-QM programs, including debt-service-coverage ratio (DSCR), bank-statement, asset utilization, Individual Tax Identification Number (ITIN), 1099 and foreign national loans, among others.

“2025 has already been an exceptional year,” Halpern added. “This promotion is about keeping that momentum going — and showing appreciation for the brokers helping us build success on a rock-solid foundation.”