Finance

A Guide to Today's Target-Date Funds

Saving for retirement is hard. For many, investing that money may be even harder. Target-date funds have become a nearly $5 trillion industry by largely solving th...

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Ask the Tax Editor, July 24: Taxation of I Bonds

Each week in our Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter editor, answers questions on topics submitted by readers. This week, she's looking at ...

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Fleeing Florida? The 4 Best 'Half-Back' States for Disillusioned Retirees

The allure of retiring to Florida can be strong. Palm trees, sandy beaches, warm weather and zero income tax drive retirees in droves.But for some of them, Florida...

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Can we cut daughters from a previous marriage out of our will and leave everything to our son without risking an estate fight?

Q. My husband Shane and I are looking to draw up new wills and would like to leave whatever we have to our son. Shane has children from a previous marriage who lived with us for many years from th...

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How to Spot Fresh Coffee and Stop Overpaying for Stale Beans

If you're like me, drinking coffee is one of the few relaxing parts of your day. Yet, do you ever think about the value you receive from your daily cups?The thing ...

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Is It Ever Smart to Ditch All Stocks in Retirement?

When you're building wealth for retirement, it's often advisable to go heavy on stocks so your money can grow. But as retirement nears, it's common to reduce your ...

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You Don't Need a Magic Bean to Grow Your Advisory Firm — Just a New Approach to Your Existing Process

If I pulled one of your advisers aside tomorrow and asked them to walk me through your sales process step by step, from start to finish, could they do it? Could th...

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How Businesses (and Advisers) Can Budget for AI Use When the Bill Keeps Changing

Your business is going to spend more on AI this year. Three-quarters of finance leaders raised technology budgets for 2026, nearly half of them by 10% or more, and...

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I'm a Financial Pro: My Family Story Shows Why We Should All Consider Disability Insurance — Including Advisers

My father was a general agent at Manulife when he was diagnosed with a rare neurological disease at 56. The disease progressed slowly, gradually taking his ability...

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Time Is on Your Side (Yes, It Is): Why Patience When Investing Wins in the Long Run

When it comes to investing, most of us know that risk fundamentally shapes which investment options we should consider and frames our potential return profile. But...

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5 Safe Dividend Stocks for High, Reliable Income

Investors tend to view dividends as a general signal of corporate financial quality. The logic is sound: Companies typically don't pledge to pay their shareholders...

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Your Husband Takes Care of the Finances — What’s So Bad About That? Take Our Quiz to Find Out

The financial professionals who contribute to Kiplinger's Adviser Intel are always here to share expert insights on wealth building and preservation.They've recent...

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A former basic income recipient used her $500 a month check to start a business. It's keeping her afloat 4 years later.

Crystal Crawford, 40, received a $500 monthly basic income for one year.Photo Courtesy of Crystal CrawfordCrystal Crawford, 40, received $500 a month for one year from a guaranteed basic income pil...

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Dow Dives 506 Points as Alphabet Stock Sinks: Stock Market Today

Stocks sold off Thursday as rising bond yields and surging oil prices spooked market participants. Poorly received earnings reports from a pair of Magnificent 7 st...

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Paramount+ is building out a free tier to lure cost-conscious viewers

Paramount+ is planning a free tier to bring in new customers.Business InsiderParamount+ is planning to make more movies and shows free.A free tier can give new users "more reasons to sign up," an i...

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We bought a house and regretted it after 2 years. Now, we own an apartment instead.

Owning a house was more challenging than my wife and I had imagined.Siobhan BallMy wife and I were so excited to buy our first home, but the reality didn't match up to our dream.We knew a home woul...

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I struggled to pay for fertility treatments until I found a public grant. I paid just $7,500 for a full round of IVF.

The author originally paid for her fertility treatments out of pocket.Courtesy of Danielle ElliotI'm a single woman who wanted to be a mother, so I paid for my fertility treatments out of pocket.Th...

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Looking for Financial Advice, Not a Sales Spiel? Why NAPFA is the Place to Start

In today's financial advice marketplace, consumers are bombarded with marketing messages from financial advisors, wealth managers, brokers, insurance agents and in...

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The FAFSA Quietly Got Friendlier and Stricter This Year: Will Your Family Win or Lose?

Every year, the FAFSA changes a little, and every year most families skim the headline and move on. This year, it's worth having a closer read. The 2026-27 form ca...

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A Mid-Year Money Checkup Can Help Fine-Tune Your Finances

I clean the filter on my septic system twice per year – an awful job that I handle myself because it’s fairly quick and easy, despite how gross it is. I still remember the septic guy’s technique fo...

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351 ETFs Can Defer Capital Gains Taxes but Treasury Is Raising Concerns

Investors with large, highly appreciated stock positions can face a challenge: how to diversify those holdings without triggering a large capital gains tax bill.En...

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