Am I Too Cash Heavy? Thoughts Appreciated

32M in low cost of living area wondering if I’m too conservative being too cash heavy. Good problem to have but don’t want to look back in 10 years and regret not squeezing out more if possible. I’m not scared to take risk but naturally more risk averse.

Currently have about 270k in liquid accounts that breaks down as follows:

• 82k in Roth (mostly vanguard then 15% in mstr/fbtc) -25k in a brokerage account (mostly vanguard) -20k HSA invested in VTI
• 70k in business account (currently in SGOV) -50k in Ally HYSA -16k in high yield M1 account that drips into Roth and brokerage weekly at $735 per week (135 for Roth and 600 brokerage) -7500 cold storage of btc (investing 150/week)

For reference, the business account is for real estate in which I currently hold 5 rentals (have mortgages on them) and flip about 3 properties a year in the same area I live in. I have a day job in finance that brings in about 90k. I do the 401k match but nothing more.

My rental cash flow covers all of my monthly mortgages (including my own) and personal monthly utilities leaving me responsible for groceries, gas and fun. No car payment.

I am married and my wife (30) owns her own business which brings in about 80k per year. No car payment for her either. She started later and has about 20k in a Roth and another 20k in HYSA.

We both are due for some vehicle upgrades soon and plan on purchasing a larger home to prepare for a family (no kids right now). Our current home would become another rental. Before doing that, I want to add a couple more rentals to cover any increase in a mortgage payment.

Would you take some of the cash and push more into brokerage account? Put the business cash into more rentals? Open up a different account I’m not thinking of?

Looking for sound advice to open my mind to either ante up or stay the course. Thank you